Your wallet, banks, cards, and bills in one app
Link the money tools you already use. Pay from the source you choose, share `you@mpay`, and route incoming money to your wallet, bank, or savings pocket.
Pay from
Choose source
MaphaPay wallet
MTN MoMo
FNB eWallet
Smart receive rules
Salary-> linked bank
Under E200-> wallet
Connect your existing wallets & accounts
MoMo
eMali
FNB
Unayo
NedbankEPSEPS
Everything in one place
Linked money home
See wallets, e-wallets, and bank sources in one place.
Send & request
Pay a phone number or `you@mpay`, then track requests.
Scan to pay
Use QR for local merchants and keep receipts in MaphaPay.
Savings pockets
Separate rent, data, school, and goal money from spending.
MCard
Use card controls for everyday spending and online payments.
Airtime & bills
Buy airtime, electricity, water, TV, and utilities.
Split bills
Split in group chat and see who has paid.
Security controls
PIN, app lock, alerts, freeze, and step-up checks.